Many times in our life, money gets in the way between us and our dreams. Whether it’s due to lack of funds, inadequate financial management, or simply lack of insight into financial resources. These are the reasons Circle Finance was created.
Jenny Budiman, the Director of Circle Finance explained that she decided to establish her company to follow her strong passion to make people dream big and achieve greatness. Whether it’s buying your first home, growing your investment portfolio, or buying your first car. Established in March 2017, Circle Finance is ready to assist every step of the way. Jenny herself was originally from Westpac, and has over 9 year’s experience in lending, insurance and management.
Circle Finance provide services to clients that are looking to refinance, buy their first home or helping investors to grow their investment portfolios. To promote the business, Jenny and her team rely on word-of-mouth as well as online platforms such as Facebook, Instagram and LinkedIn.
Being a small boutique broking business, Jenny said Circle Finance has the advantage of being agile in the market place by providing a truly tailored solution to their valued clients. Their solutions considers both traditional and private lenders unlike traditional brokers, and they strive to truly provide the best outcome for the clients.
Jenny is very passionate about what she does in Circle Finance. No wonder if her clients speak very highly about her and her team. Elizah Kane Pagtakhan, for instance, said that Jenny got us into our family’s first home despite some tough hurdles. “She treated us like family, not some random customer, on a daily basis asking this and that, she will give you all of the time and attention you need. One more thing we liked about her is the fast and quick response in handing everything before deadlines,” said Elizah.
Wing Li Kelvin Kok and Melanie Chin are more happy customers. They appreciate Jenny for being knowledgeable, a good communicator, efficient, and attentive. “Throughout the whole process we have Jenny guiding us and she worked so hard to make sure all our documents are submitted timely and accurately. She is so genuine in helping her customers and I am so glad we have Jenny to look after our mortgage needs,” Melanie explains.
Tips for first home buyers:
Buying your first house shouldn’t be a problem but an exciting journey into home ownership. Tips for first home buyers:
Get Pre-Approved For A Loan-Knowing how much you can borrow will let you keep your search focused on the homes that are right for you
Make The Right Offer on the property ( don’t over paid).
Living expenses- Your living expenses gives banks a pretty good indication of your character as a borrower as well as your capacity to make regular mortgage repayments. A lot has changed over the past couple of years, with some banks requiring you to estimate your spending in 6 months or more living expense categories!
Genuine Savings Minimum 5 % of the purchase price ( will have to show 6 months saving history in the bank statements).
Teks: Pratiwi Utami